Like most car shipping companies, AmeriFreight requires all drivers to hold the legal minimum in liability insurance, which is $750,000. However, AmeriFreight representatives told us most drivers in their network carry $1 million to $2 million policies.
This basic liability insurance coverage protects your vehicle while it's on the road, but it doesn't cover damage that happens when your car is loaded, unloaded, parked, or stored. That damage is covered by your car insurance.
You can get a little extra help from AmeriFreight in the form of an Allied Fidelity Total Assurance (AFTA) plan. It costs an extra $50–$100 and pays up to $2,000 toward your car insurance deductible if there's damage that the carrier's insurance doesn't cover. Although $2,000 may not sound like much, it's above and beyond what most car shipping companies offer.
The AFTA plan also reimburses you for a rental car if your vehicle is delivered late, and it protects you against "certain out-of-policy cancellations" so that you can get a refund.
We also like that AmeriFreight gives you 48 hours after delivery to detect damage. According to AmeriFreight CEO Sameer Ismailzada, cars shipped on open carriers can get pretty dirty, and that dirt can hide dents from hail or scratches from tree limbs. It's also tough to spot damage when a car is delivered after dark.
That's why AmeriFreight gives its customers extra time to inspect for damages. Most car transport companies require you to sign off as soon as your car arrives, which can make it difficult to perform a thorough damage check.